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The Worseeko Plan is a pension plan designed to suit traders and market women. This ensures capital growth and protection for the Individual.
This is a five (5) year renewable policy.
Premium payment is very flexible. Premiums can be paid daily, weekly, fortnightly or monthly. A daily minimum of GHC2.00 is enough to start with.
Surrender/Partial Withdrawal: After the policy has been in force for at least three (3) months, the full cash value becomes available without a surrender charge.
Policy Loan:After six (6) months of full premium payments you can access a loan of up to 150% of the invested funds. The security on the loan must be two (2) guarantors who are also policyholders with the Company.
Loan duration:The maximum repayment period on the loan would be twelve (12) Calender months.
Maturity:When the policy matures then the contract ceases, hence the accumulated fund balance(including accrued interest) is paid to the policyholder.
Death:In the sad event of death of the policy holder a sum assured plus accumulated balance(including accrued interest )will be paid to the beneficiary(ies).